About CumulantX

We're transforming how financial institutions leverage AI and data analytics to make better decisions, reduce risk, and drive growth.

Our Story

Founded in 2025 by a team of seasoned financial technology experts, CumulantX emerged from a simple observation: mid-market financial institutions were being left behind in the AI revolution.

While large banks invested billions in proprietary AI systems, smaller institutions struggled to access the same level of sophisticated analytics and automation tools.

Today, we bridge that gap by democratizing enterprise-grade AI solutions, making them accessible and affordable for organizations of all sizes.

Our Values

The principles that guide our work and define our relationships with clients and partners.

Innovation First

We push the boundaries of AI and financial technology to deliver cutting-edge solutions.

Client Success

Our success is measured by the transformational impact we create for our clients.

Agility

We adapt quickly to market changes and emerging technologies to stay ahead.

Trust & Security

We maintain the highest standards of security and regulatory compliance.

Leadership Team

Seasoned executives with deep expertise in AI, finance, and enterprise transformation

Alain Biem, PhD

Alain Biem, PhD

Chief Executive Officer

Former CDSO at New York Life and Chief AI Scientist at S&P Global. Expert in AI and machine learning with extensive leadership experience.

Yuri Katz, PhD

Yuri Katz, PhD

Chief AI Officer

Experienced Head of Data Science with expertise in GenAI and financial solutions. Published 50+ papers and holds patents in credit risk modeling.

Luke Tian

Luke Tian

Chief Quantitative Officer

Financial expert with decade of experience and AI Engineer specializing in high-performance AI-driven systems.

Armen Nunuparov, PhD

Armen Nunuparov, PhD

Chief Technology Officer

AI Engineer and Research Scientist with over a decade of experience transforming cutting-edge AI research into scalable, real-time systems.